Kabbage

Kabbage, Inc. is an online financial technology company based in Atlanta, Georgia. The company provides funding directly to small businesses and consumers through an automated lending platform. 
Kabbage, Inc. was established in 2009 by Rob Frohwein, Marc Gorlin, and Kathryn Petralia. The financial services data and technology platform based out of Atlanta, Georgia, publicly launched and began making its first loans in May 2011.
Kabbage’s small business product is a line of credit up to $250,000, based on a number of data factors, including business volume, time in business, transaction volume, social media activity, and the seller’s credit score. Each draw against the line of credit is considered a separate loan with either six- or 12-month terms. Funds are deposited either into a bank or PayPal account. Each time a borrower takes a loan, he has six months or 12 months to pay it off. Kabbage customers typically utilize advances for working capital for equipment and inventory purchases.